Gateway Commercial Finance

Florida Factoring Company – Proudly Serving Floridians with Invoice Factoring

Accessible Cash Flow Solutions for Florida Businesses

Receivable factoring provides a flexible source of cash flow finance that automatically expands with sales growth. Qualifying for factoring is easy, and you can get started very fast. Factoring can unlock finance for your business for up to 90% of the value of your invoices. Sell your invoices to us and turn them into cash within 24 hours. Enjoy the benefits of an age-old financial practice, an alternative to credit-based financing used by the Ancient Greeks!

Work with an awarded and local company

florida factoring company

Boost your working capital in just days without the need of costly credit lines

Are you tired of dealing with a financial broker? If your business cannot obtain bank financing but generates quality accounts receivables, invoice factoring can be an ideal temporary cash flow solution for your day-to-day working capital needs. Delivered promptly, professionally, and most importantly, transparently.

 

At Gateway Commercial Finance, your local Florida Invoice Factoring company, providing receivable factoring services to companies in the Sunshine State is our specialty!

 

  1. You will deal directly with a decision-maker.
  2. Our factoring application process is fast and easy. We commonly give approvals within hours, freeing up capital for your credit and capital financing needs. Apply now, and get your business approved for invoice factoring today.
  3. We offer competitive rates and high advances for your accounts receivables.
  4. And most importantly, we deliver the services we promise. We listen to our clients and care about their businesses.
Inc 5000 Award 5 Years

Factoring Florida: Quality Really Matters

The quality of the factoring service affects your company’s reputation, funding accessibility, and financial bottom line. Getting the proper factoring company that will work with you as a “partner” is vital for your business success and growth. If you would like to work with a factoring company focusing on customer service, you should consider working with Gateway Commercial Finance.


After a factoring company buys your accounts receivable, it needs to take the necessary steps to ensure the receipt of payment when it’s due. This process involves contacting your customers on your behalf to verify that the product or service is satisfactorily delivered and the invoice will be paid on time. Unlike collection agencies, we take a soft approach and seek minimal interaction with account debtors.

Not every Florida factoring company is the same. We understand that the way we do our business is a reflection of yours! Your Florida factoring company will act as an extension of your business office. Our staff of relationship managers will treat all of your customers with respect. Trained to talk and explain financial matters patiently, you are assured that your relationship manager would do nothing except boost your business’s reputation and protect your privacy.

We are a service-oriented invoice factoring company serving all of Florida from Tallahassee to Jacksonville to Miami and beyond. Our clients are paired with a Relationship Manager familiar with their industry who will be your main point of contact at our company. You’re not simply a number at our company. We care about our clients and the health of our portfolio. We’re not a volume buyer; each potential client and their customers are always handled with white gloves.

We work with a variety companies and agencies of all industries including:

  • Construction
  • Goods Suppliers
  • Healthcare / Medical
  • Manufacturing Business
  • Telecom Companies
  • Staffing Payroll Funding
  • Staffing Agencies
  • Healthcare Staffing
  • Information Technology Staffing
  • Transportation, Trucking Companies, Freight
  • Oil and Gas
  • Agriculture
  • Startups
  • Business with Tax Problems
  • Many more industries.

 

Given that we only buy performing invoices, the level of interaction with a client’s account debtor is minimal. We understand a factor should never be the face of your transactions but rather a helping hand. Should our team identify a comment or concern, we can immediately report it to our client so they can swiftly resolve the matter, aiming to get the receivable to pay in its ordinary course of business.

 

It’s all about immediate cash flow, service quality, and transparency. As a leader in the factoring industry, we can provide the working capital you need to grow your business on your terms.

FAQs

Do you provide recourse or non-recourse factoring?

Gateway Commercial Finance LLC is well known as one of the best factoring companies in Florida. Large and small business owners can depend on us to be upfront about our fees, advance rate, or any additional cost associated with our financial products. While many factoring service providers typically offer “nonrecourse” solutions, this usually comes with significant costs, including high premiums and mandatory credit insurance. We exclusively offer recourse factoring to offer low fees and minimums while maintaining transparency and avoiding murky contracts.

 

Do you offer both selective factoring and receivables funding products?

Yes, we offer both factoring options on a case-by-case basis.

 

Do you offer account receivables financing?

No, accounts receivable financing is a financial agreement similar to an expensive bank loan, in which a factor holds receivables as assets for collateral. We offer invoice factoring programs, not receivable financing. We buy your account receivables, a simple approach that allows both parties more financial control over the transaction.

 

Is my credit score important?

While we consider credit history while reviewing factoring applications, it is only one of the many aspects of your application we study. Our main priority is the creditworthiness of your customers, not your company’s credit.

 

Are monthly minimums required?

Minimums are negotiable. We can do deals with no minimums and deals where there is a committed amount.

 

Is factoring the same as lending?

No, we are not a lending company and don’t offer business loans. Rather than providing a loan or lines of credit, we, as factors, buy your account receivables at a discount for a fee. You get immediate working capital and avoid debt without worrying about your credit history.

 

Do you offer any online resources?

Yes. Our website covers a large amount of useful financial information about our company and factoring in general. We’ve also provided an interactive form that collects your business information to assess your qualifications and a calculator to measure your cash flow management. As a client, you will have personal access to online reports generated by our factoring software. Through our online reports, you will receive information regarding your balance or any other information regarding your factoring transactions at no extra charge.

 

How quickly can I expect to receive funding for my accounts receivable?

Once your application is approved and your account is set up, you can expect 24-hour funding.

 

Do you provide purchase order financing?

Yes, in some cases, for manufacturers, distributors, or wholesalers. Service providers are generally ineligible for PO.

 

Where are your offices located, and what locations in Florida do you serve?

Our headquarters are in Delray Beach, but we serve the entire State of FL, including Tampa, West Palm Beach, Boca Raton, Fort Lauderdale, Hollywood, Miami, Orlando, Lake Park, Panama City, Daytona, Gainesville, St. Petersburg, North Florida, etc. We also provide invoice factoring to businesses operating anywhere in the United States. We don’t offer invoice factoring to companies operating only in Canada.

 

Why should you choose your factoring company?

You need money to grow but don’t want to be at the mercy of sales cycles and unpaid loans. You need quick financing and funds to fuel your growth but don’t have the luxury of waiting a long time to improve your credit.

If you’d like to request a factoring quote or any other questions about our services, please call us at 1-855-424-2955 or email marc. marin at gatewaycfs.com.