When many businesses see winter on the horizon, they come to a similar conclusion: Cash flows will likely tighten. As customers make larger payments due to elevated holiday spending, invoices have a funny habit of trickling into the new year. This leaves suppliers waiting longer to get paid. Days sales outstanding (DSO) is a key […]
Late payments are, without a doubt, one of the most common headaches for small businesses. Often operating on lean budgets and quick working capital cycles, having access to cash is crucial. However, being too aggressive in your collections process can potentially lead to damaged client relationships. Gateway Commercial Finance, an invoice factoring company, put together
The first 48 hours on a past-due invoice: A no-stress game plan Show Me More »
Bankruptcy filings are on the rise again, and 2026 is already shaping up to eclipse 2025. It’s not a surprise; we’ve been living in a long cycle of easy credit for years, and now the tide is receding. Attorneys, lenders and investors are all starting to get the calls from business owners who have stretched
How Bankruptcy Can Be a Smart Business Reset Strategy Show Me More »
Discover how Gen Z is using TikTok, Reddit, and YouTube to make job decisions, set career goals, and define workplace expectations.
How Social Media Is Shaping Gen Z’s Career Expectations and Job Decisions Show Me More »
In today’s uncertain economy, small businesses need more than grit and hustle; they need data, automation, and smart planning. With inflation, rising borrowing costs, and unpredictable supply chains shaping the 2025 landscape, choosing the right financial tools can mean the difference between surviving and thriving. This guide from Gateway Commercial Finance, an invoice factoring company,
Essential Financial Tools Every Small Business Should Know in 2025 Show Me More »
Running a small business is exciting—but without sound financial practices, it’s risky. This article from Gateway Commercial Finance highlights the most common financial mistakes small business owners make, from poor cash flow management to mixing personal and business funds. It offers actionable steps—like forecasting, budgeting, and setting up emergency reserves—to build long-term financial health and stability.
Top financial mistakes small businesses make – and how to avoid them Show Me More »
A survey of 600 business owners found that many feel unprepared for a recession, with cash flow issues, late payments, and limited financing access posing major risks. As traditional funding proves difficult, more owners are turning to options like invoice factoring to stay resilient.
How Prepared Are Business Owners for a Recession? Show Me More »
As uncertainty around U.S. tariff policy continues into 2025, small and mid-sized business owners are playing defense. To better understand the impact, Gateway Commercial Finance surveyed 250 business owners across sectors to learn how tariff-related hesitation is affecting growth, pricing, investment, and competitiveness.
The Cost of Tariff Anxiety: How Economic Uncertainty Is Delaying Business Growth Show Me More »
Profit might look good on paper, but it’s cash flow that keeps your business running. In this guide, Gateway Commercial Finance explains why even profitable companies can run into trouble—and how to take control with smart forecasting, faster receivables, and better expense management. Learn the habits, tools, and tactics that help small businesses stay cash-strong and future-ready.
Small business cash flow: What it is, why it matters, and how to get it right Show Me More »
A new survey reveals Gen Z professionals are redefining workplace loyalty, with average job tenures under two years and a growing preference for short-term “situationships.” Employers are scrambling to adapt with flexible schedules, growth paths, and stronger retention strategies.
Gen Z’s Career Commitment? It Lasts Less Than 2 Years on Average Show Me More »
When a downturn hits, small businesses often feel it first. This guide from Gateway Commercial Finance shows how financial stress testing can help you prepare for revenue drops, rising costs, and late payments—before they threaten your bottom line. Learn how to run realistic scenarios, track key financial metrics, and build a proactive strategy that keeps your business resilient no matter the economic climate.
How to Stress Test Your Small Business Finances (before it’s too late) Show Me More »
For business owners juggling cash flow and long-term growth, flexible access to working capital can make a measurable difference. One solution often considered is a secured line of credit (LOC)— a revolving financing option backed by business assets. This guide breaks down what a secured line of credit is, how it compares to unsecured
Secured Line of Credit: Business Pros, Cons & Alternatives Show Me More »
Gateway Commercial Finance explores how small businesses are responding to economic uncertainty in 2025 through trends in optimism, hiring, revenue, and access to credit.
How small businesses are navigating rising uncertainty in 2025 Show Me More »
Tariffs, though set nationally, have significant localized economic impacts across U.S. states. States that rely heavily on trade with Canada, China, and Mexico are feeling the most pressure, as tariffs drive up the cost of essential goods like steel, lumber, dairy, and grains. Gateway Commercial Finance analyzed data from several trade and economic sources to assess how tariffs are impacting state economies and industry sectors.
How tariffs are impacting U.S. state economies in 2025 Show Me More »
