Bankruptcy filings are on the rise again, and 2026 is already shaping up to eclipse 2025. It’s not a surprise; we’ve been living in a long cycle of easy credit for years, and now the tide is receding. Attorneys, lenders and investors are all starting to get the calls from business owners who have stretched […]
How Bankruptcy Can Be a Smart Business Reset Strategy Show Me More »
When many businesses see winter on the horizon, they come to a similar conclusion: Cash flows will likely tighten. As customers make larger payments due to elevated holiday spending, invoices have a funny habit of trickling into the new year. This leaves suppliers waiting longer to get paid. Days sales outstanding (DSO) is a key
Late payments are, without a doubt, one of the most common headaches for small businesses. Often operating on lean budgets and quick working capital cycles, having access to cash is crucial. However, being too aggressive in your collections process can potentially lead to damaged client relationships. Gateway Commercial Finance, an invoice factoring company, put together
The first 48 hours on a past-due invoice: A no-stress game plan Show Me More »
Cybersecurity in business finance: Protecting your company in 2025 As businesses increasingly rely on digital tools in an ever-evolving business world, cybersecurity is no longer just an IT concern. Cloud storage, digital payments, remote work, SaaS platforms, cryptocurrency, and more all present unique security challenges to modern businesses. For business owners, financial leaders, decision-makers, and
Cybersecurity in business finance: Protecting your company in 2025 Show Me More »
Discover how Gen Z is using TikTok, Reddit, and YouTube to make job decisions, set career goals, and define workplace expectations.
How Social Media Is Shaping Gen Z’s Career Expectations and Job Decisions Show Me More »
Inflation adds to the weight. OnDeck’s 2025 Small Business Cash Flow Report reveals that 32% of business owners report rising prices as their single biggest challenge. At the same time, borrowing has become harder, supply chains remain uneven, and interest rate changes ripple across industries. For many, staying afloat means rethinking old habits and sharpening financial discipline.
Navigating economic uncertainty: Financial planning for small business owners in 2025 Show Me More »
The Federal Reserve’s Senior Loan Officer Opinion Survey from Q1 in 2025 suggests that it has become more challenging for small businesses in the United States to secure commercial and industrial loans. As economic uncertainty rises, banks are becoming more hesitant to lend money to low-collateral businesses.
How small businesses adapted to tighter commercial lending standards in 2025 Show Me More »
In today’s uncertain economy, small businesses need more than grit and hustle; they need data, automation, and smart planning. With inflation, rising borrowing costs, and unpredictable supply chains shaping the 2025 landscape, choosing the right financial tools can mean the difference between surviving and thriving. This guide from Gateway Commercial Finance, an invoice factoring company,
Essential Financial Tools Every Small Business Should Know in 2025 Show Me More »
Net 30 means a customer has 30 calendar days from the invoice date to make full payment. It can be a useful tool for small business owners managing customer payments and cash flow. This common credit term used in B2B transactions gives clients flexibility while helping businesses maintain steady trade credit relationships. Net 30
Net 30 Explained: Pros, Cons, and How To Use It Wisely Show Me More »
Running a small business is exciting—but without sound financial practices, it’s risky. This article from Gateway Commercial Finance highlights the most common financial mistakes small business owners make, from poor cash flow management to mixing personal and business funds. It offers actionable steps—like forecasting, budgeting, and setting up emergency reserves—to build long-term financial health and stability.
Top financial mistakes small businesses make – and how to avoid them Show Me More »
A survey of 600 business owners found that many feel unprepared for a recession, with cash flow issues, late payments, and limited financing access posing major risks. As traditional funding proves difficult, more owners are turning to options like invoice factoring to stay resilient.
How Prepared Are Business Owners for a Recession? Show Me More »
The box truck business is all hustle. For many truck drivers and delivery services, waiting up to 90 days to get paid makes it hard to keep up with fuel, maintenance, and payroll. This delay hits especially hard for startups or owner-operators who rely on fast-moving cash flow to keep their wheels turning. Invoice
Why Invoice Factoring Works for Box Truck Businesses Show Me More »
As uncertainty around U.S. tariff policy continues into 2025, small and mid-sized business owners are playing defense. To better understand the impact, Gateway Commercial Finance surveyed 250 business owners across sectors to learn how tariff-related hesitation is affecting growth, pricing, investment, and competitiveness.
The Cost of Tariff Anxiety: How Economic Uncertainty Is Delaying Business Growth Show Me More »
Profit might look good on paper, but it’s cash flow that keeps your business running. In this guide, Gateway Commercial Finance explains why even profitable companies can run into trouble—and how to take control with smart forecasting, faster receivables, and better expense management. Learn the habits, tools, and tactics that help small businesses stay cash-strong and future-ready.
Small business cash flow: What it is, why it matters, and how to get it right Show Me More »
