For CPAS, Lenders, Banks & Other Factoring Referrals

More About Gateway

Some of Our Services

You may be an accountant, and you have a client who needs an infusion of cash. Or you’re a business banker with a customer dealing with a cash flow crisis. You may be a business service provider, such as a key supplier or a payroll specialist.

You have business clients who have hit a rough patch concerning cash flow. We have solutions; let's partner.

No matter your role, when you’re in the business of helping other companies, you know how vital cash flow can be. Cash flow can often make all the difference when it comes to keeping the doors open and the lights on.

Gateway offers factoring solutions to help businesses work through difficult cash flow periods. We can provide cash quickly, often in a matter of days. And because we’re a factoring provider, we are often able to provide funding to businesses that may not qualify for traditional lending.

Factoring Is The Solution

Factoring is a unique funding method in which a factoring provider advances a portion of an outstanding invoice. Generally, we can provide up to 90 percent of an outstanding invoice in a matter of days.

The customer then pays the invoice amount directly to us. This is done confidentially through a discreet lockbox. From the paying customer’s perspective, they make payments directly to the business issuing the invoice. The customer often doesn’t know that a third party is involved.

After the invoice is paid, we deduct the amount we advanced plus a small fee for our role in the process. We then forward the balance to our client.

Invoice factoring is an effective way for companies to obtain cash on their receivables quickly. Additionally, we manage the collection process, which often saves our clients time. They no longer have to worry about calling on outstanding invoices or sending letters and emails to their customers about payment.

We understand how important the relationships are between our clients and their customers, so we always take great care to protect our clients’ reputations. We use a soft touch when communicating with customers about invoices. And we do everything under the client’s name so the paying customer doesn’t become confused by having a third party involved.

Factoring is an excellent way for businesses to work through their cash flow challenges. In our almost two decades of providing funding for companies, we have found that businesses experiencing one or more of the following symptoms tend to benefit the most from factoring solutions:

Rapid Growth
Loss of Significant Customer
Forbearance with Lender
Inadequate Capitalization
Poor Personal Credit
Negative Net Worth
Operating Losses
Ownership Transition
Negative Cash Flow
Payroll Tax Problems
Highly Leveraged

Our Typical Referral Partners

Lenders

Consider Gateway when you’re speaking with a customer, and your only option is to say no to their borrowing request.

We’re uniquely positioned in today’s tight credit market to say yes to those commercial borrowers who need additional working capital. Because we’re collateral specialists, we take a unique approach to your borrower’s financial situation and deliver timely and flexible financial solutions.

Also, as we’re a non-bank funder, we’ll never compete with you for the treasury relationship.

CPAs, Accountants & Bookkeepers

As a trusted advisor to your clients, you are often the first resource they turn to when they have financing difficulties. Obtaining the financing needed to operate a business today can take time and effort for many companies. Introduce into the equation a storied credit, and the odds of obtaining a traditional credit facility become even further from reality.

We recognize that not all businesses are ideal candidates for a traditional credit facility, and that’s why we specialize in providing a wide variety of commercial financing products.

With Gateway Commercial Finance as a partner, your clients will have direct access to decision-makers offering specialized industry knowledge, a seasoned management and advisory team, and a full spectrum of financing products.

Business & Professional Partners

We understand the importance of relationships, and referring a valued client is challenging. At Gateway Commercial Finance, providing excellent service is more than a promise. It’s how we do business daily, with every client and transaction.

Whether it’s payroll or supplier issues, a more complex transaction such as a merger or acquisition, or any other reason for needing a new source of funding, look to us for a combination of resources, professionalism, and expertise.