As the most cost effective form of invoice funding, our Recourse Factoring Guide explains why this structure is the preferred choice for most established businesses. In a recourse arrangement, the business retains the ultimate risk of non payment, which in turn leads to lower discount fees and higher possibly higher advance rates. This model is ideal for companies with a diversified portfolio of reliable, long term customers. Gateway provides credit monitoring and collection support to ensure payments stay on track, allowing you to maximize your liquidity while maintaining the lowest possible cost of capital.