The agricultural supply chain is defined by seasonal harvests and long delays between shipment and settlement. Produce Invoice Factoring or factoring for growers or distributors who are covered by PACA laws, provides growers, packers, and distributors with the immediate working capital needed to cover purchases, labor, transport, storage and fulfilment expenses. We understand the nuances of the Perishable Agricultural Commodities Act (PACA) and the unique risks of the industry. Instead of waiting for good customers to pay even within Net 21, sometimes its still simply too long to wait.