At Gateway Commercial Finance, we’re not just providing funds, we’re helping businesses create the breathing room they need to grow and operate with confidence. Founded by Marc J. Marin in 2007, who brings more than 30 years of experience and over $4 billion in funded invoices, Gateway was built around a simple idea: small and middle market companies deserve a funding partner that actually understands how they operate.

The Gateway Difference: Real Experience, Real People

In a world full of automated fintech platforms, we’ve stayed focused on relationships. When you call Gateway, you’re not getting a call center you’re speaking directly with decision-makers who’ve talked with thousands of business owners likely in your same shoes.

We’ve helped thousands of businesses through rapid growth cycles, difficult financial periods, and everything in between. What keeps clients with us is simple, we’re honest, straightforward and experienced. 

These qualities allow us to move fast and structure deals that actually make sense. If you want to see how that plays out in the real world, our case studies show how we’ve helped companies across industries like staffing, manufacturing, service providers and distribution solve real world cash flow challenges.  Often in days, not weeks.

Finding the Right Fit for Your Business

We know choosing an invoice factoring company isn’t a small decision. There are plenty of brokers, high-cost MCA lenders, bait-and-switch operators and cumbersome bank owed factors out there.  That’s why we encourage business owners to take the time to talk with us, test our experience, learn about our process and fully understand what they’re getting. 

An informed client is always the best client.

Helping You Understand How It Works

Factoring can feel complex at first, especially if it’s new to you.  That’s why we’ve built out tools & resources to make it easier to understand, from an Accounting for Factoring Guide and Factoring Glossary describing advance rates, discount fees, reserve accounts, concentration, recourse and notification actually work in practice.

And if you’re wondering whether factoring is even an option for your business, the process is typically more straightforward than traditional lending. We’re focused on the strength of your customers and your receivables not just your financial condition or personal credit profile.

Straight Answers, No Surprises

From the first conversation, we believe in being clear about how factoring and our process works.  Whether it’s how quickly you can get funded (often within 24 hours) or how we interact with your customers, we lay it out upfront so there are no surprises.

At the end of the day, Gateway isn’t just a funding source we’re an extension of your back office. Our goal is to make your cash flow more predictable, your operations smoother, and your business more competitive.