Qualifying for funding shouldn’t be a weeks long ordeal. Invoice Factoring Requirements at Gateway are straightforward and far more flexible than many bank owned factoring companies. We primarily look at the quality of your invoices and the creditworthiness of your customers rather than just your personal credit score or time in business. To be eligible, your business must be a B2B with at least $25,000 in monthly sales. Our streamlined application process focuses on what’s happening in your business today, allowing us to issue proposals within hours and fund your account within days.