From application to first funding, the Factoring Process Steps at Gateway are built for speed and simplicity. First, you speak with a decision maker for a 3-5 minute conversation. . Next, you submit a brief online application with basic financial reports. Once approved, we issue a clear proposal. After signing, you submit your invoices, we verify the work, and wire your funds, often within 24 hours. Once your customer pays the invoice in their normal course of business, we release the remaining reserve balance to you. It’s an efficient, operational cycle designed to fuel your business.