If you’ve been denied credit by a bank or are tired of restrictive financial covenants, explore our Commercial Loan Alternatives. Unlike traditional loans that add debt to your balance sheet, invoice factoring is a purchase-and-sale transaction that accelerates cash you’ve already earned. There are no monthly repayment schedules and no interference in how you run your business. We focus on the credit strength of your customers, making this a viable solution for businesses with credit blemishes or rapid growth that outpaces bank comfort levels. Regain your financial freedom with a debt-free capital solution.