Small Business Resources | Gateway Commercial Finance

The first 48 hours on a past-due invoice: A no-stress game plan

Late payments are, without a doubt, one of the most common headaches for small businesses. Often operating on lean budgets and quick working capital cycles, having access to cash is crucial. However, being too aggressive in your collections process can potentially lead to damaged client relationships. Gateway Commercial Finance, an invoice factoring company, put together […]

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Cybersecurity in business finance: Protecting your company in 2025

Cybersecurity in business finance: Protecting your company in 2025 As businesses increasingly rely on digital tools in an ever-evolving business world, cybersecurity is no longer just an IT concern. Cloud storage, digital payments, remote work, SaaS platforms, cryptocurrency, and more all present unique security challenges to modern businesses. For business owners, financial leaders, decision-makers, and

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Navigating economic uncertainty: Financial planning for small business owners in 2025

Inflation adds to the weight. OnDeck’s 2025 Small Business Cash Flow Report reveals that 32% of business owners report rising prices as their single biggest challenge. At the same time, borrowing has become harder, supply chains remain uneven, and interest rate changes ripple across industries. For many, staying afloat means rethinking old habits and sharpening financial discipline.

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How small businesses adapted to tighter commercial lending standards in 2025

The Federal Reserve’s Senior Loan Officer Opinion Survey from Q1 in 2025 suggests that it has become more challenging for small businesses in the United States to secure commercial and industrial loans. As economic uncertainty rises, banks are becoming more hesitant to lend money to low-collateral businesses.

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Top financial mistakes small businesses make – and how to avoid them

Running a small business is exciting—but without sound financial practices, it’s risky. This article from Gateway Commercial Finance highlights the most common financial mistakes small business owners make, from poor cash flow management to mixing personal and business funds. It offers actionable steps—like forecasting, budgeting, and setting up emergency reserves—to build long-term financial health and stability.

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Lessons From Failure: What Former Entrepreneurs Want You To Know

We surveyed 213 former small business owners to uncover the most common mistakes, regrets, and lessons learned after business closure — from missed red flags to funding missteps.

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5 Must-Have Money Management Apps for Small Business Owners

Struggling to manage your business finances? Explore five apps offering real-time insights into cash flow, loan costs, currency exchange rates, expense tracking, and project budget management.

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7 Tips for negotiating better payment terms with your suppliers

Improving your business’s cash flow can be achieved by extending payment terms with vendors, essentially obtaining a short-term loan that allows you to retain cash while continuing operations. Effective negotiation strategies, including good communication, understanding the vendor’s business, and offering mutually beneficial propositions, can significantly increase the likelihood of success in lengthening payment terms.

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How to Overcome the Challenges of Selling Business to Business

Selling exclusively to businesses presents unique challenges compared to consumer retail businesses, requiring tailored strategies and tools to sustain revenue and growth. With a focused marketing approach, an effective outside salesforce, personalized interactions with clients, and a proactive approach to product support and innovation, B2B sales organizations can navigate these challenges and capitalize on opportunities for success.

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23 Smart Tips to Get Paid Faster (and Minimize Collection Problems)

Maximizing cash flow through timely invoice payments is crucial for business success. By implementing practical strategies such as setting realistic expectations, providing detailed price quotations, and establishing clear credit policies, entrepreneurs can incentivize prompt payments and maintain financial stability.

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